Startups in Indonesia News | October, 2026 (STARTUP EDITION)

TL;DR: Startups in Indonesia News, October 2026: Funding Crash, Rising Sectors and a Survival Playbook

Table of Contents

Startups in Indonesia news, October, 2026 shows you how to win ground as funding rounds drop 82% while the ecosystem keeps growing. The article, written by serial founder Violetta Bonenkamp (CADChain, Fe/male Switch), explains why discipline now beats hype.

Funding reset: Rounds fell from about 385 to 69 in 2025, per SBM ITB. Investors now back clean accounting, clear governance and healthy unit economics.
Slow growth, open field: Indonesia grew +8.3%, against a 33.6% Southeast Asia average (StartupBlink). With 1 startup per 100,000 people, whole cities still lack local software.
Where money flows: Fintech leads with Xendit, DANA, Akulaku and Ajaib. AI for credit and health records, climate tech, logistics and B2B SaaS are rising. Agritech and edtech remain underfunded.
Exit paths: Dailysocial names M&A as the dominant exit. Profitable mid-size firms also list on the IDX, with four IPOs in one week of July 2026.

Startup counts vary by source, from 1,724 ranked startups to 32,000 active ones. Cite the source and method in your pitch. To see how this shift started, compare it with the Indonesia startup news for August. That edition tracked investor focus on margins and retention. For regional context, check these Southeast Asia funding statistics.

Your next move is simple. Pick one hyper-local problem and audit your IP and books as if a buyer reads them tomorrow. Then test the idea with no-code tools before you spend real money.

Check out other fresh startup news and trends that you might like:

Programmatic SEO Statistics (2026) | STARTUP EDITION

Startups in Indonesia news for October 2026 tells a story that most pitch decks would rather skip. The easy money has left, the number of funding rounds has collapsed, and the ecosystem kept growing anyway, at a modest +8.3%. I am Violetta Bonenkamp, also known as Mean CEO. I run CADChain (IP protection for CAD and 3D data) and Fe/male Switch (a game-based startup incubator) in parallel from Europe, and I read Indonesian startup data closely because it shows where Europe could be heading. Indonesia has the largest market in Southeast Asia, about 283.5 million people, and a tech-savvy young workforce. Right now it is also running a live experiment in what happens when venture capital stops subsidizing growth.

This article is for founders, freelancers and business owners who want the real picture. It covers what the numbers say, why they contradict each other, which companies are worth watching, where exits are happening, and how to build in Indonesia without burning your runway. Runway means the number of months your company can survive on the cash it already has. Expect strong opinions, a few uncomfortable truths and a step-by-step playbook at the end.

What do the latest numbers say about startups in Indonesia in October 2026?

Let’s break it down. According to the StartupBlink Indonesia startup ecosystem rankings, the country’s startup scene in 2026 looks like this:

1,724 startups tracked, equal to 17% of all startups in Southeast Asia.
About 1 startup per 100,000 people, which is a very low density for a market this size.
9 unicorns and billion-dollar exits. A unicorn is a privately held startup valued at US$1 billion or more.
Estimated ecosystem value of US$75.3 billion.
Annual growth of +8.3%, far BELOW the global average of 26.6% and the Southeast Asia average of 33.6%.
7 Indonesian cities in the global top 1,000, with 2 cities added since 2025.
Rank #45 globally and #3 in Southeast Asia, per the StartupBlink list of top startups in Indonesia.

The headline number is the growth gap. Indonesia grew at roughly one quarter of the global pace and roughly one quarter of its own regional pace. For a country with this population, that is a warning light. It is also an opportunity, because slow-growth periods are when competitors disappear and talent becomes cheaper to hire.

Why do the Indonesian startup statistics contradict each other?

If you read three reports, you will get three different Indonesias. This matters, because founders who quote the wrong number to investors lose credibility in the first five minutes of a meeting. Here is what I found when I compared the sources side by side:

Growth rate: StartupBlink’s summary says +8.3%, while its own dashboard widget shows 7.0% for April 2025 to April 2026.
Unicorn count: StartupBlink lists 9 unicorns and billion-dollar exits in one place and 8 unicorns (21% of Southeast Asia’s unicorns) in another. The difference is likely exits being counted together with private unicorns.
Number of startups: StartupBlink tracks 1,724 ranked startups. Novrizal Pratama, Managing Director of Tech in Asia Indonesia, cites around 32,000 active startups, 14 unicorns and US$71 billion in total funding raised.
Funding totals for single companies: Failory reports Xendit at US$534.7 million raised, while Tracxn reports US$554 million.

My take: the 1,724 figure counts startups with enough public signals (investment, headcount, web traffic) to be ranked. The 32,000 figure counts every registered young tech company, including the ones nobody has heard of. Both are correct within their own method. Always cite the source and the method next to the number, and your investor deck instantly looks more serious than 90% of the decks I review.

Why did startup funding rounds in Indonesia drop from 385 to 69?

This is the most SHOCKING number in this month’s roundup. According to a report from SBM ITB on the end of Indonesia’s startup hype era, the number of funding rounds in Indonesia fell from roughly 385 to just 69 in 2025. That is a drop of about 82%. Funding euphoria peaked in 2021, when a pitch deck and a spreadsheet were often enough to close a round.

Speaking at the Greater Hub SBM ITB XX seminar in Bandung on March 5, 2026, Novrizal Pratama called this a phase of maturity. He described startups that grew on hype and on valuations that did not reflect healthy unit economics. Unit economics is the profit or loss you make on a single customer or a single order, once you subtract the direct cost of serving them. When that number is negative, growth makes you poorer.

Here is why this matters for you, even if you never plan to raise money in Jakarta. Indonesia is showing in real time what a market looks like after a venture bubble deflates. The founders who survive share three habits that Novrizal named directly:

Good governance from day one, meaning clear ownership, board rules and decision records.
A clean accounting system that an investor can audit without hiring a forensic team.
Documented business decisions, so that anyone can see why money was spent and what was learned.

He also gave founders a line I would print on every incubator wall: “Not every startup has to be a unicorn. Hyper-local solutions are often more relevant.”

As someone who has raised grants and run accelerator programs in Europe, I agree with him and I would push it further. A startup built to collect funding behaves like a fundraising agency with a product attached. A startup built to survive behaves like a business. Indonesia’s 69 rounds in 2025 went mostly to the second kind.

Which Indonesian startups and unicorns should founders watch in 2026?

Jakarta remains the capital of Indonesian entrepreneurship, and nearly every company on the major lists is headquartered there. Below is a curated list built from Dealroom, Tracxn, Failory and StartupBlink data, grouped by what each company teaches founders.

The giants: unicorns and heavily funded companies

Gojek (founded 2010): ride-hailing, payments, food delivery and logistics. Raised around US$4.7 billion, according to the Dealroom ranking of top startups in Indonesia by funding.
Tokopedia (founded 2009): online marketplace that lets individuals and businesses open stores for free. Around US$2.8 billion raised.
GoTo Group (founded 2021): the superapp created by merging Gojek and Tokopedia, with around US$1.7 billion raised as a group entity.
Akulaku (founded 2014): financial services for the urban working class across Southeast Asia, around US$922 million raised.
Xendit (founded 2015): online payments and money transfers for businesses, between US$534.7 million and US$554 million depending on the source.
DANA: consumer payments and fintech, around US$554.5 million raised, per Failory’s list of top Indonesia startups to watch in 2026.
Ajaib (founded 2018): online investing in stocks and mutual funds, around US$515 million raised.
J&T Express and Traveloka: logistics and travel unicorns named by StartupBlink among the country’s leading companies.
Kopi Kenangan (founded 2017): a tech-run grab-and-go coffee chain with around 800 stores in more than 60 cities and roughly US$233 to 240 million raised.

Look at that list again. Fintech dominates: Xendit, DANA, Akulaku and Ajaib together account for more than US$2.5 billion. Payments are the plumbing of a 283-million-person economy, and investors keep paying for plumbing. The coffee chain on the list is my favourite lesson. Kopi Kenangan proves that a “tech startup” in Indonesia can sell physical coffee, as long as the ordering, data and supply chain run on software.

The mid-size challengers

Honest (founded 2019): a numberless credit card paired with a mobile app, around US$199.2 million raised, backed by investors such as Goodwater Capital and Village Global.
ASTRO (founded 2021): quick commerce, or q-commerce, meaning grocery delivery in about 15 minutes. Around US$143.5 million raised through a Series C with Accel, Peak XV Partners and Lightspeed.
Ruangguru (founded 2014): the country’s largest education technology company, around US$205 million raised, now positioning itself as a learning management system partner for local governments.
Mekari (founded 2015): B2B SaaS, meaning business-to-business Software as a Service, automating admin and compliance work for companies from multinationals to MSMEs (micro, small and medium enterprises).
Bibit (PT Bibit Tumbuh Bersama): automated mutual fund investing, around US$190 million raised.
Waresix: logistics marketplace connecting shippers with warehouses and transporters, around US$188 million raised.
Vidio: streaming, news and original content, around US$197 million raised.
Halodoc: health app ranked among the top three Indonesian startups by StartupBlink.
Amartha: microfinance platform for rural women entrepreneurs, listed among StartupBlink’s leading companies.

The rising startups to watch

These are the companies I would study if I were starting in Indonesia today, because they raised money in the tight market. They come from the East Ventures portfolio companies on Tech in Asia’s rising startups list:

Sxored: AI document extraction and OCR (optical character recognition, the technology that turns scanned paper into readable data) for credit applications. Funded by East Ventures in July 2025.
Ringkas: makes mortgage financing faster for home buyers. Raised US$5.1 million in a pre-Series A round, which is the small round that comes before a company’s first major institutional round.
Rekosistem: Jakarta-based climate tech company offering digital waste management. Raised a US$7 million Series A, bringing its total to US$12 million.
Nexmedis: an AI health information system for clinics and hospitals, which joined East Ventures in February 2025.
MAKA Motors: electric motorcycles designed for Indonesian riders. Debuted its first locally designed bike, the MAKA Cavalry, in 2025.

Notice the pattern. Every one of these companies sells something boring and necessary: credit paperwork, mortgages, garbage collection, hospital records, motorbikes. None of them sells “engagement”. That is the clearest signal in this month’s Startups in Indonesia news.

Is the IPO window opening on the Indonesia Stock Exchange?

An IPO (Initial Public Offering) is the moment a private company sells shares to the public on a stock exchange. According to the Tracxn overview of startup funding rounds and IPOs in Indonesia, several companies listed on the Indonesia Stock Exchange (IDX) in 2026:

BSA Logistics: April 10, 2026
JEC: July 7, 2026
Inaco: July 7, 2026
Proline: July 9, 2026
RANS Entertainment: July 10, 2026

Four listings in one week of July is a busy calendar. Look closer, though, and you will see logistics, entertainment, eye care and consumer goods, mostly companies with real revenue rather than venture-backed tech names. The local stock market rewards businesses that already make money. For founders, the lesson is simple: the IDX is a realistic exit for profitable mid-size companies, and you do not need a billion-dollar valuation to get there.

Where are Indonesian startups finding exits in 2026?

An exit is how founders and investors turn their shares into cash, usually through an IPO or an acquisition. The Dailysocial Indonesia Startup Report 2026 announcement describes an ecosystem “entering a more disciplined phase” and flags the rise of M&A (mergers and acquisitions) as the dominant exit pathway. The same report points to AI and infrastructure as the forces shaping the next growth phase.

From my European seat, this is familiar. In the Netherlands, most deeptech founders I know will sell to a larger company long before they ring a stock exchange bell. Building for acquisition changes your behaviour. You document your IP, you keep your contracts clean, and you make your product easy to plug into someone else’s system. At CADChain, IP hygiene is literally our product, and I can tell you that messy ownership of code, designs and data is the fastest way to kill an acquisition during due diligence.

Which sectors are investors backing in Indonesia right now?

Combining the SBM ITB seminar, Dailysocial’s report, Failory’s data and the East Ventures portfolio, here is where the money and attention are going:

Fintech and payments: still the heaviest funded category, led by Xendit, DANA, Akulaku, Ajaib and Honest.
AI for paperwork-heavy industries: credit (Sxored), mortgages (Ringkas) and healthcare records (Nexmedis).
Green economy and climate tech: Rekosistem in waste, MAKA Motors in electric mobility. Novrizal names the green economy and national development priorities as a growth path for founders who solve environmental problems or support the government agenda.
Logistics and supply chain: J&T Express, Waresix and BSA Logistics. Supply chain inefficiency across thousands of islands is a permanent business opportunity.
B2B SaaS: Mekari shows that selling software to MSMEs works in Indonesia.

And here is the uncomfortable part. Research from the SMERU Research Institute report on Indonesia’s technology startups shows that agritech, edtech, healthtech and greentech generate both economic and social benefits, yet investors see them as risky and know less about them than fintech and e-commerce. Agriculture employs a large share of Indonesia’s poor population. SMERU argues that these four sectors need dedicated support, and it points to Singapore as a model for building a startup-friendly ecosystem.

A Forbes analysis of Indonesia’s opportunity to grow its startup ecosystem adds that the country has made capital raising and company formation easier but has underinvested in accelerators and technology. Put SMERU and Forbes together and you get a clear gap: the sectors with the biggest social upside get the least support infrastructure. That gap is where I would build.

What does a European serial entrepreneur see in Indonesia’s startup ecosystem?

I have five higher education degrees, including an MBA, and more than 20 years of international work. I have also been through Yes!Delft, Y Combinator Startup School, Microsoft for Startups and a long list of other programs. Here are my honest, slightly provocative takes on what Indonesia is going through.

Take 1: The funding crash is the best thing that happened to Indonesian founders

When 385 rounds become 69, the founders who remain are the ones who can sell. I treat startups like a strategic game where the goal is to collect information, assets and relationships faster than competitors. Cheap capital lets you skip the information part. Expensive capital forces you to learn. Indonesia’s next generation of companies will be leaner, and they will be harder to kill.

Take 2: One startup per 100,000 people is an invitation

A ratio this low in a country of 283.5 million means whole cities and whole industries have no local software at all. Seven Indonesian cities made the global top 1,000, and two of them joined only since 2025. Bandung, Surabaya, Yogyakarta and the others are still underbuilt. If you are a freelancer or small agency, that is a list of customers waiting for someone to show up.

Take 3: Default to no-code until you hit a hard wall

I built Fe/male Switch, a full role-playing startup incubator with quests, a token economy and an AI buddy, entirely on no-code tools. No-code means building software with visual tools instead of writing code from scratch. In a market where seed money is scarce, spending your first US$200,000 on a custom engineering team is reckless. Validate demand with no-code and AI agents, then hire engineers once paying customers prove you need them.

Take 4: Indonesian women founders need infrastructure, not inspiration

Amartha’s model of financing rural women entrepreneurs shows how much latent business talent sits outside Jakarta’s founder bubble. In my experience, women are already capable and motivated. What they lack is access to networks, capital, IP knowledge and safe places to practise pitching and failing. Accelerator money, which Forbes says Indonesia has underspent on, would do far more good in low-risk sandboxes than in another round of motivational panels.

Take 5: IP protection should be invisible and automatic

If M&A is the dominant exit, then the cleanliness of your intellectual property is your exit price. Who owns the code your freelancer wrote? Who owns the designs from your agency? Most early founders cannot answer, and they find out during due diligence, when it is most expensive. Build ownership clauses and file tracking into your daily workflow so nobody has to think about it.

How do you build a startup in Indonesia in 2026? A step-by-step guide

Next steps. Whether you are a local founder or a foreign entrepreneur considering Indonesia, this is the playbook I would follow given the current funding climate.

Pick a hyper-local problem with money attached. Look at paperwork, logistics, waste, healthcare admin or farm supply chains. Ask who already pays to fix the problem today, even badly.

Calculate unit economics before you write a line of code. Write down the revenue per customer, the cost to acquire that customer and the cost to serve them. If the math only works at 10 million users, change the idea.

Build the first version with no-code and AI tools. Launch a working prototype in weeks. Run small, cheap experiments, each with one clear hypothesis, and track the results in a simple log.

Set up clean accounting and governance in month one. Separate bank accounts, monthly books, a cap table (the record of who owns what share of the company) and written records of big decisions. This is what investors checked in 2025, when only 69 rounds closed.

Lock down your IP. Sign IP assignment agreements with every co-founder, employee, freelancer and agency. Keep version history for code and designs.

Go to market city by city. Win one city or one industry before you announce a national rollout. Kopi Kenangan reached about 800 stores step by step, one location at a time.

Raise money from investors who know Indonesia. Tracxn names East Ventures, AC Ventures, Alpha JWC Ventures and Antler among the most active investors. Study their portfolios before you pitch and show why your company fits.

Connect to national priorities where it is honest. If your product helps the green economy, rural finance or public education, say so with numbers. Ruangguru’s move toward partnering with local governments shows how this works.

Plan your exit from the start. Decide whether you are building for acquisition, an IDX listing or a profitable independent company. Each path changes how you structure contracts, data and your team.

What are the most common mistakes founders make in Indonesia right now?

I see the same errors in Europe, in Asia and in every cohort that plays through Fe/male Switch. Here is the list to avoid:

Pitching like it is still 2021. A deck full of user growth and no margins will get politely ignored. Lead with revenue, retention and cost per customer.
Copying superapp ambitions. Gojek and GoTo needed billions. You do not have billions. Solve one problem extremely well.
Quoting ecosystem stats without sources. Saying “Indonesia has 32,000 startups” to one investor and “1,724” to another, with no context, signals sloppy thinking.
Ignoring sectors outside fintech. SMERU shows that agritech, edtech, healthtech and greentech are underserved by investors, which also means less competition for customers.
Treating IP and contracts as “later” tasks. In an M&A-led exit market, unclear ownership can cut your sale price or cancel the deal.
Hiring a full engineering team before validation. Burning runway on custom code for an unproven idea is the classic Indonesian startup story from 2022 and 2023.
Staying inside the Jakarta bubble. The two new cities in the global top 1,000 prove that founders outside the capital are gaining ground.
Building for the founder instead of the user. Talk to customers every week. Courses and webinars do not count as customer conversations.

Which Indonesian startup statistics should founders remember?

Screenshot these for your next investor meeting or strategy session:

82%: the approximate drop in funding rounds, from about 385 to 69 in 2025.
+8.3% vs 33.6%: Indonesia’s ecosystem growth against the Southeast Asia average.
17%: Indonesia’s share of all Southeast Asian startups, despite being the region’s biggest market.
US$75.3 billion: estimated total value of Indonesia’s startup ecosystem.
US$4.7 billion: total raised by Gojek alone, more than many national ecosystems combined.
4 IPOs in 4 days: JEC, Inaco, Proline and RANS Entertainment listed on the IDX between July 7 and July 10, 2026.
15 minutes: ASTRO’s delivery promise, which sets the bar for consumer expectations in Jakarta.
#45 globally, #3 in Southeast Asia: Indonesia’s ecosystem rank in StartupBlink’s 2026 index.

FAQ: Startups in Indonesia news, October 2026

How many startups are there in Indonesia in 2026?

StartupBlink ranks 1,724 startups in Indonesia, equal to 17% of Southeast Asia’s total. Tech in Asia’s Novrizal Pratama cites around 32,000 active startups, which includes many smaller companies that do not appear in ranking databases. The difference comes from counting methods.

How many unicorns does Indonesia have?

StartupBlink counts 9 unicorns and billion-dollar exits, with 8 private unicorns. Tech in Asia’s figure is 14 unicorns. Well-known names include Gojek, Tokopedia, GoTo, J&T Express, Xendit, Traveloka, Akulaku and Kopi Kenangan.

Is it still possible to raise venture capital in Indonesia?

Yes, but far fewer deals close. Only about 69 funding rounds happened in 2025. Recent examples include Rekosistem’s US$7 million Series A and Ringkas’s US$5.1 million pre-Series A. Investors now expect clean accounting, governance and healthy unit economics.

Which startup sectors are growing in Indonesia?

Fintech remains the largest. AI tools for credit, mortgages and healthcare, climate tech, electric mobility, logistics and B2B SaaS are attracting new attention. Agritech, edtech, healthtech and greentech are socially important but underfunded, according to SMERU.

What is the most common exit for Indonesian startups?

Dailysocial’s Indonesia Startup Report 2026 identifies mergers and acquisitions as the dominant exit pathway. IPOs on the Indonesia Stock Exchange continue, with several listings in 2026, mostly from companies with established revenue.

What should founders do next?

Here is my bottom line on this month’s Startups in Indonesia news. The country has the population, the talent and a US$75.3 billion ecosystem. It also has growth at a quarter of the regional pace and a funding market that shrank by more than 80% in rounds. These two facts together describe a market where disciplined founders will capture ground that hype-funded companies abandoned.

If you are building in Indonesia or watching it from Europe like I do, take three actions this week. First, rewrite your pitch around unit economics and verified numbers with sources. Second, audit your IP ownership and accounting as if a buyer were reading them tomorrow. Third, choose one hyper-local problem in an underserved sector and test it with no-code tools before you spend real money.

Startup building is a game, and the rules in Indonesia just changed. The players who adapt fastest will collect the customers, talent and acquisition offers that the hype era left behind. DON’T wait for the funding boom to return. Build the company that survives without it.

FAQ on Startups in Indonesia and the Southeast Asian Funding Market in 2026

Singapore captures about 96.6% of Southeast Asian startup funding, even though Indonesia is the larger market. Indonesia still raised US$909 million in Q1 2025, up 30% quarter over quarter. Prove your unit economics in lower-cost Indonesian cities first, then consider a Singapore holding entity if investors require one. Compare global startup funding statistics by region

Why do Indonesian unicorns focus on high-frequency everyday needs?

Gojek, Traveloka, J&T Express and Xendit grew by serving needs people repeat every week: transport, payments, delivery and travel. Repeated use builds data, habits and recurring revenue. New founders should apply this by building vertical financial software for retailers, fisheries or clinics instead of launching another generic wallet. Read lessons from Indonesian unicorns

Is GoTo profitable now, and should quick-commerce startups subsidize delivery?

GoTo reported record Q4 EBITDA and a 57% jump in gross transaction value, which shows that discipline now beats discount wars. Smaller commerce and logistics startups should not subsidize delivery. Pick one merchant segment and one measurable job, such as reducing stock-outs, and charge for that result. See the August 2026 Indonesian startup news

What opportunities exist in Indonesian agritech and aquaculture startups?

Aquaculture and fresh-food supply chains, the space of eFishery and Sayurbox, tackle problems created by Indonesia's island geography. eFishery's reported accounting irregularities show why verified numbers matter in this sector. Validate with a few cooperatives or buyers first, and confirm that someone pays for every kilo moved. Explore agritech and logistics trends in Indonesia

Can startups grow outside Jakarta, for example in Medan?

Yes. Medan, Indonesia's largest city outside Java, hosts startups in coffee-tech, eco-freight, skills training and pet care. Regional founders face fewer competitors but customers with smaller budgets, so marketing becomes make-or-break. Test demand with local content and AI-assisted articles before you invest in building the product. Discover top startups in Medan

How can founders bootstrap a startup in Indonesia without venture capital?

Start with a service clients already pay for, such as admin automation for MSMEs, and turn the recurring work into software later. Keep costs in rupiah, collect deposits upfront and reinvest profits. Bootstrapped companies can still reach an IDX listing or an acquisition. Follow the Bootstrapping Startup Playbook

Which accelerator programs can early-stage Indonesian founders join?

Gojek Xcelerate offers a month of in-class training plus one-to-one mentoring, with experts from Google Developers Launchpad, McKinsey and UBS. Global players such as Antler also invest locally. Choose programs whose alumni are at your stage, and ask past participants whether they actually raised follow-on funding. Browse top startups and accelerators in Indonesia

Which well-funded Indonesian startups operate beyond payments and marketplaces?

Dealroom's funding ranking includes NWP Property, a retail real estate platform with about US$200 million raised. Triv, a regulated crypto financial services platform, raised a similar amount. Regulated or asset-heavy niches can attract serious capital when founders secure licences early and show real revenue. View Indonesian startups ranked by funding

What do top investors' portfolios reveal about pitching in Indonesia?

East Ventures and AC Ventures both back Xendit and Fore Coffee. Alpha JWC holds Kopi Kenangan, Ajaib and Akulaku. Investors tend to repeat themes they already understand. Show how your company extends a pattern they have backed before, without competing directly with their existing portfolio companies. Check the most active investors in Indonesia

How mature is Indonesia's support system for tech startups?

Most parts of Indonesia's support system, including incubators, financing schemes and talent programs, appeared only in the last five years. SMERU says the next task is refining what works, especially at city level. Founders should approach local incubators and universities, which often need pilot partners and can supply affordable talent. Read SMERU's research on Indonesia's tech startup ecosystem

Violetta Bonenkamp

Violetta Bonenkamp, also known as Mean CEO, is a female entrepreneur and an experienced startup founder, bootstrapping her startups. She has an impressive educational background including an MBA and four other higher education degrees. She has over 20 years of work experience across multiple countries, including 10 years as a solopreneur and serial entrepreneur. Throughout her startup experience she has applied for multiple startup grants at the EU level, in the Netherlands and Malta, and her startups received quite a few of those. She’s been living, studying and working in many countries around the globe and her extensive multicultural experience has influenced her immensely. Constantly learning new things, like AI, SEO, zero code, code, etc. and scaling her businesses through smart systems.